Use apple cash for in app purchases

Learn what you need to set up and use Apple Cash for members of your Family Sharing group that are under 18 years old.

You can set up Apple Cash for the children and teens in your Family Sharing group so they can make purchases, and send and receive money in Messages or Wallet. You can even limit who your child can send money to, get notified when they make transactions, and lock their account.

 

1. On the family organizer's iPhone, open the Settings app.
2. Tap [your name], then tap Family Sharing.
3. Tap the child or teen that you want to set up Apple Cash for.
4. Tap Apple Cash, then follow the instructions on your screen to set up their account. You might need to verify your identity. If you see Pending, make sure that your child meets the requirements.

After you complete these steps, you can view and manage the Apple Cash accounts of your children and teens.

If your family organizer set up Apple Cash for you, you can use it to make purchases in participating stores, apps, and websites.

You can also use Apple Cash to send and receive money with people you know. If you're less than 13 years old, you can't add a card to Wallet to use with Apple Cash.

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Question: Q:

When I make in-app purchases it all goes on my mom's debit card, even if I don't have and never had her card in my Apple Pay. When I using apple cash or just buying apps from apple store, it takes money from my Apple Pay primary card. From the picture below you can see, that's in-app purchase, and when I choose something to pay, it doesn't use my debit card, and doesn't give me an option to use my Apple Cash card, or my debit card.

iPhone XS, iOS 13

Posted on Mar 6, 2020 10:28 PM

Reply I have this question too (140) I have this question too Me too (140) Me too

Mar 6, 2020 10:33 PM in response to denni_reuk In response to denni_reuk

Hi,

This is using App Store billing with Apple Pay. As such, you can't change your payment method for each purchase (unless you change your priority billing method every time.) For App Store payments, including in-app purchases, it bills whichever payment method is prioritized. You can change this by doing the following steps:

1. Opening App Store
2. Tapping your Apple ID picture at the top right
3. Tapping your name
4. Tapping Manage Payments
5. Tapping Edit
6. and then moving your preferred payment methods to the top

Hope this helps!

Mar 6, 2020 10:33 PM

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Mar 6, 2020 10:33 PM in response to denni_reuk In response to denni_reuk

Hi,

This is using App Store billing with Apple Pay. As such, you can't change your payment method for each purchase (unless you change your priority billing method every time.) For App Store payments, including in-app purchases, it bills whichever payment method is prioritized. You can change this by doing the following steps:

1. Opening App Store
2. Tapping your Apple ID picture at the top right
3. Tapping your name
4. Tapping Manage Payments
5. Tapping Edit
6. and then moving your preferred payment methods to the top

Hope this helps!

Mar 6, 2020 10:33 PM

Reply Helpful (8)

Thread reply - more options

User profile for user: denni_reuk

Question: Q: In-app purchases and Apple Pay problem

With Apple Cash, you can send, request, and receive money in the Wallet app 

or Messages app

, get cash back from Apple Card transactions, make purchases using Apple Pay, and transfer your Apple Cash balance to your bank account.

Do any of the following:

• Open the Wallet app, tap the Apple Cash card, then tap Set Up Now.

• Go to Settings

   > Wallet & Apple Pay, then turn on Apple Cash.

• In Messages, send or accept a payment.

You can use Apple Cash at locations that accept Visa and support Apple Pay:

Some stores may require a PIN to complete transactions with Apple Cash.

Apple Cash doesn’t require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction. To see your PIN, tap

, then tap Card Details.

1. Tap the Apple Cash card, then tap Send or Request.

2. Enter a recipient or choose a recent contact, then tap Next.

3. Enter the amount, then tap Send or Request.

4. Add a comment if you want, then tap

   .

5. If you’re sending a payment, review the information, then authenticate with Face ID, Touch ID, or your passcode.

You can also send or request payments in Messages.

Tap the Apple Cash card to view your balance and latest transactions. Scroll down to see your transactions grouped by year.

You can also do the following:

• Search your transactions: Tap

  , enter what you’re looking for, then tap Search on the keyboard. You can also choose a suggested search, such as a category, merchant, location, or contact, then enter additional text to refine your search.

• Get a statement: Tap

  , tap Card Details, scroll down, then tap Request Transaction Statement.

1. Tap the Apple Cash card to view the pending requests.

2. Tap a pending request, then do any of the following:

   • Send the payment: Tap Send Money.

   • Hide or decline the request: Tap

     , then choose Dismiss Request or Decline Request. If you dismiss the request, you’ll receive a reminder one day before the request expires.

Tap the Apple Cash card, tap

, then tap any of the following:

Apple Cash and sending and receiving payments through Apple Pay are services provided by Green Dot Bank, member FDIC.

Page 2

With Apple Cash, you can send, request, and receive money in the Wallet app 

or Messages app

, get cash back from Apple Card transactions, make purchases using Apple Pay, and transfer your Apple Cash balance to your bank account.

Do any of the following:

• Open the Wallet app, tap the Apple Cash card, then tap Set Up Now.

• Go to Settings

   > Wallet & Apple Pay, then turn on Apple Cash.

• In Messages, send or accept a payment.

You can use Apple Cash at locations that accept Visa and support Apple Pay:

Some stores may require a PIN to complete transactions with Apple Cash.

Apple Cash doesn’t require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction. To see your PIN, tap

, then tap Card Details.

1. Tap the Apple Cash card, then tap Send or Request.

2. Enter a recipient or choose a recent contact, then tap Next.

3. Enter the amount, then tap Send or Request.

4. Add a comment if you want, then tap

   .

5. If you’re sending a payment, review the information, then authenticate with Face ID, Touch ID, or your passcode.

You can also send or request payments in Messages.

Tap the Apple Cash card to view your balance and latest transactions. Scroll down to see your transactions grouped by year.

You can also do the following:

• Search your transactions: Tap

  , enter what you’re looking for, then tap Search on the keyboard. You can also choose a suggested search, such as a category, merchant, location, or contact, then enter additional text to refine your search.

• Get a statement: Tap

  , tap Card Details, scroll down, then tap Request Transaction Statement.

1. Tap the Apple Cash card to view the pending requests.

2. Tap a pending request, then do any of the following:

   • Send the payment: Tap Send Money.

   • Hide or decline the request: Tap

     , then choose Dismiss Request or Decline Request. If you dismiss the request, you’ll receive a reminder one day before the request expires.

Tap the Apple Cash card, tap

, then tap any of the following:

Apple Cash and sending and receiving payments through Apple Pay are services provided by Green Dot Bank, member FDIC.

Page 3

With Apple Cash, you can make purchases using Apple Pay, send and receive money in the Wallet app 

or Messages app

, and transfer your Apple Cash balance to your bank account.

Do any of the following:

• Go to Settings

   > Wallet & Apple Pay, then turn on Apple Cash.

• Open the Wallet app, tap the Apple Cash card, then tap Set Up Now.

• In Messages, send or accept a payment.

1. In Wallet, tap the Apple Cash card, then tap Send.

2. Enter a recipient or choose a recent contact, then tap Next.

3. Enter the amount, then tap Send with Messages.

4. Add a comment if you want, then tap

   .

5. Review the payment information, then authenticate with Face ID, Touch ID, or your passcode.

You can also send a payment in Messages.

1. In Wallet, tap the Apple Cash card, then tap Request.

2. Enter a recipient or choose a recent contact, then tap Next.

3. Enter the amount, then tap Request with Messages.

4. Add a comment if you want, then tap

   .

Money you receive is added to your Apple Cash balance.

You can also request a payment in Messages.

1. In Wallet, tap the Apple Cash card.

2. View your latest transactions, or scroll down to see all your transactions grouped by year.

3. Tap

   , then do any of the following:

   • Add money from a debit card in Wallet.

   • Transfer money to your bank. See the Apple Support article Transfer money in Apple Cash to your bank account or debit card.

   • Choose to manually or automatically accept all payments. If you choose to manually accept payments, you have 7 days to accept a payment before it’s returned to the sender.

   • Update your bank account information.

   • Contact Apple Support.

   • View your suggested PIN. Apple Cash doesn’t require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction.

   • Request a statement.

   • Verify your identity for account servicing and to increase your transaction limits.

Apple Cash and sending and receiving payments through Apple Pay are services provided by Green Dot Bank, member FDIC.

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When you receive money in Messages, it’s added to your Apple Cash card in the Wallet app

. You can use Apple Cash right away wherever you would use Apple Pay. You can also transfer your Apple Cash balance to your bank account.

1. In Wallet, tap the Apple Cash card.

2. View your latest transactions, or scroll down to see all your transactions grouped by year.

3. Tap

   , then do any of the following:

   • Add money from a debit card in Wallet.

   • Transfer money to your bank. See the Apple Support article Transfer money in Apple Cash to your bank account or Visa debit card.

   • Update your bank account information.

   • Request a statement.

   • Choose to manually or automatically accept all payments. You have 7 days to manually accept a payment before it’s returned to the sender.

   • See your suggested PIN. Apple Cash doesn’t require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction.

   • Verify your identity for account servicing and to increase your transaction limits.

   • Contact Apple Support.

Apple Cash and sending and receiving payments through Apple Pay are services provided by Green Dot Bank, member FDIC.

Helpful?

Thanks for your feedback.