How to add apple pay without card

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.

To use your eligible Westpac card with Apple Pay you must be registered for Westpac Online Banking and use an Australian mobile number for Westpac Protect™ SMS Code or a SecurID Token code. Read the Westpac Online Banking Terms and Conditions (PDF 241KB) (PDF 255KB) at westpac.com.au before making a decision and consider whether the product is right for you.

*Read the Apple Pay Terms and Conditions (PDF 79KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPass™ is a trademark of, Mastercard International Incorporated.

Is there a way to use Apple Pay without credit/debit card? from ApplePay

1 You can add your CommBank Debit Mastercard, CommBank World Debit Mastercard™, personal and business credit cards, and Visa Business Debit card. If you are an additional cardholder, you may add your eligible Commonwealth Bank credit card to Apple Pay provided it is Mastercard branded. Visa credit cards issued to additional cardholders may be eligible for Apple Pay, however, a transaction limit of $100 will apply.

Some CommBank cards are ineligible including Keycard, Travel Money Card, Mastercard Business Debit Card, Corporate Card.

2 Check compatible devices on apple.com

Read Apple Pay terms and conditions.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

The target market for this product will be found within the product’s Target Market Determination, available here.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this information, consider its appropriateness to your circumstances.

Please view our Financial Services Guide (PDF). Full terms and conditions for the transaction and savings accounts (PDF)  mentioned and Electronic Banking (PDF) are available here or from any branch of the Commonwealth Bank.

Credit Card applications are subject to credit approval. Full conditions will be included in our Letter of Offer. Fees and charges apply.

Commonwealth Bank of Australia ABN 48 123 123 124. AFSL and Australian credit licence 234945.

Apple Pay is a convenient and secure way to pay for items, both in retail stores and on the web. But if you don't have a card to add or your bank doesn't support the system, are you just out of luck? Nope. Just as you can with movie tickets and other passes, apps like Square Cash, as well as boon in Europe, now let you add a virtual debit card to the Wallet app on your iPhone.

Here's how to add and remove cards with Square Cash.

How to add your Square Cash card to Apple Pay

You can easily refill the balance on your Square Cash debit card and spend that balance using Apple Pay.

1. Launch Square Cash on your iPhone.
2. Tap My Cash.
3. Tap your Square Cash debit card.

1. Tap Add Apple Pay.
2. Tap the name of the device you want your Cash card on.
3. Tap Next. Your Name and card number will be pre-filled.

1. Tap Agree.
2. Tap Done.
3. Tap Done.

Removing your Square Cash card is just as easy and getting rid of anything else in Wallet.

1. Launch Wallet on your iPhone.
2. Tap your Square Cash card.
3. Tap the i in the bottom right corner.

1. Tap Remove Card at the bottom of the screen.
2. Tap Remove.

Questions?

If you have any more questions about adding a virtual credit card to your Wallet, let us know in the comments below.

To set up Apple Pay, add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device.

1. In the Wallet app, tap the Add button 
   
   .
   
   • Tap Debit or Credit Card to add a new card.
   • Tap Previous Cards to add a card that you used previously.
     
     
2. Tap Continue.
3. Follow the steps on the screen to add a new card.
4. Verify your information with your bank or card issuer.They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.
5. If you have a paired Apple Watch, you have the option to also add the card to your watch.

To remove a card from the Previous Cards screen, tap Edit > Remove button 

 > Delete. Then, tap Delete Card to confirm and remove the card from all of your devices.

1. On your paired iPhone, open the Apple Watch app.
2. In the My Watch tab, tap Wallet & Apple Pay.
3. Tap Add Card.
   
   • Tap Debit or Credit Card to add a new card.
   • Tap Previous Card to add a card that you used previously.
     
     
4. Tap Continue.
5. Follow the steps on the screen to add your card.
6. If necessary, verify your information with the bank or card issuer.They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.

1. Open Wallet settings on your device.
   • On your Mac model with Touch ID, go to System Preferences > Wallet & Apple Pay.
   • On your iPad, go to Settings > Wallet & Apple Pay.
2. Tap Add Card.3,4
3. Follow the steps on the screen to add a card.
4. Verify your information with your bank or card issuer. They might ask you to provide information.

On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your compatible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.

Find out what to do if you can't add your card to Wallet

1. Make sure that you sign in to iCloud on all your devices. On your iOS device, you need to set up Face ID, Touch ID or a passcode. On your Apple Watch, you need to set up a passcode. If you sign out of iCloud or remove your passcode, all credit, debit, prepaid, travel and student ID cards will be removed from that device.

2. If you're under the age of 13, Apple Pay isn't available and you can't add a card in the Wallet app. Age varies by country or region.

3. In mainland China, you can use Apple Pay on the web in Safari only on compatible iPhone and iPad models using iOS 11.2 or later. In the Netherlands, you can use Apple Pay on the web only on a compatible iPhone or iPad.

4. In Italy, you can't add Maestro cards to iPad or Mac. In Australia, you can't add eftpos cards to your iPad or Mac. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.

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