Have your card details to hand and you can be up and running in minutes.
If you already have a personal account and are registered for Internet and Mobile Banking, you can activate your new card in four simple steps:
Using Internet Banking
- Sign in to Internet Banking using your card/access number, security number and password
- Select Manage my accounts
- Select Activate new card
- Enter the card number and then select Continue
Using Mobile Banking
- Sign in to our app
- Select Services
- Select Activate a card from the My Cards menu
- Enter the card number and then select Activate card
If you're a Business Banking Online customer and you don't have access to personal Internet and Mobile Banking, please call 1300 307 080 to activate your card.
Or if you have an account in your personal name and are happy to access it online, simply register for online banking then activate your card following the steps above.
If you’re an Amplify Business or BusinessVantage cardholder, each cardholder will need to activate their own credit card following the steps above.
Set or change your PIN
You can set a PIN when you activate your card online. To find out how, check out our guide to setting or changing your PIN.
Enhance your card security
Your card is already protected by a range of security measures including 24/7 Fraud Protection. All you need to worry about is signing the back of it.
Consider setting up recurring payments
Recurring payments are a handy way to pay your regular bills such as power, gas and phone automatically from your credit card. They can take the hassle out of remembering when your regular expenses are due, and some companies even offer discounts if you pay by automatic payment.
To set up automatic payments, you’ll need to contact each service provider and supply them with:
- Your BankSA credit card number
- Credit card expiry date
- Card verification number - this is the last 3 digits on the back of your Mastercard or Visa.
Some companies offer the facility to provide card details on their websites. However, with others you’ll need to provide them over the phone or in writing.
Manage any previous recurring payments
If you have companies automatically debiting your previous credit card for services such as phone, electricity or rent, you’ll need to let them know your new credit card details. You can do this by giving them a call or checking their websites to see if you can update online.
More for your business
Sign into Internet or Mobile Banking to activate your card. You’ll need your card/access number, security number, password and card details.
Register for Internet or Mobile Banking, then sign in and follow the steps above.
Call to activate your card
1300 307 080
Aussie FI Westpac has added a feature that lets customers activate a new debit or credit card using the camera in their smartphone.
Westpac has launched card activation via mobile, making it the first Australian bank to enable customers to activate a new debit or credit card using their smartphone camera.
The new feature uses Optical Character Recognition embedded within the bank's mobile app. To activate a card, users simply scan the new card with their mobile camera, confirm the card details captured are correct, and tap to activate.
Mike Wood, chief information officer for Westpac Group Consumer Bank, said the activation via mobile is part of Westpac's ongoing commitment to harness innovative new technology to make customers' lives easier.
"We want to make mobile banking as easy and convenient as possible for our customers and that's why we have launched card activation by smartphone camera," he said. "The new feature is a timesaver for our customers who can activate their card when and where it suits them without the need to call customer service, visit a local branch or manually type in card numbers."
Westpac card activation by smartphone camera will be available for Visa, MasterCard and American Express credit cards and Debit MasterCard cards from this month.
Simultaneously, Westpac is introducing Quick Balance on the Apple Watch. By pairing their device with the Westpac Banking app Apple Watch users can view Westpac account balances with a quick swipe of the screen — and without having to log in to Westpac mobile banking.
Debit card transactions are safe and secure and can be completed in minutes. Anyone with a bank account has access to a debit card, which the bank provides as part of the welcome kit. A debit card must first be activated before it can be used.
A debit card can be activated in three ways. Let’s learn about each of these methods, as well as the steps to take for each.
How to Activate a Debit Card?
A debit card can be activated in 3 ways. You may select any of the methods based on your needs and the resources available.
It is important to note that, while the steps to be taken in each of these methods may differ depending on the bank’s policies and the process to activate a debit card, a few common steps remain the same.
Steps to Activate a Debit Card using an ATM Machine:
- Gently open the sealed envelope to obtain your four-digit PIN, which was provided to you by the bank along with your debit card
- Insert your debit card into the ATM
- Enter the debit card number and the ATM pin
- You will then be prompted to create a new ATM pin
- Follow the instructions on the machine to enter your new ATM PIN, and your card will be activated
Steps to Activate a Debit Card via Netbanking:
- Log in to your bank’s internet banking portal
- Navigate to the ‘Debit Card’ section of the portal
- Then, select any option that says ‘generate PIN’ or ‘create PIN’
- When you select this option, the portal will give you instructions on how to activate your debit card
- Follow the steps to activate your debit card online
Steps to activate a Debit Card via Phone Banking:
- You must have received a phone banking PIN or other information that will assist you in phone banking conversations
- Dial the phone number provided to you and speak with an operational member to activate your debit card
- Once connected, follow all of the instructions given to you during the phone call to have your debit card activated
Some banks send OTP to the customer’s registered mobile number for verification and activation of a debit card for added security. As a result, when activating your debit card, you must have your phone with the registered mobile number ready.
While almost all banks have a similar, lengthy procedure to activate a debit card, Paytm Payments Bank, on the other hand, abandons the traditional method by providing its account holders with a digital debit card. Here’s how to apply for and activate a Paytm Payments Bank debit card.
How to Get a Paytm Debit Card?
Paytm is one of the pioneers who has taken financial practices to the next level by providing users with ease and convenience. Paytm now offers both digital and physical debit cards in order to remain indulgent and consistent with the best financial practices. If you want to get your hands on a physical Paytm debit card, the steps are as follows:
- Open the Paytm mobile application
- Click on ‘Paytm Bank’
- Now, click on the ‘Debit & ATM card’ option
- Choose ‘Request ATM card’
- Now, select your delivery address
- Click on ‘Proceed to Pay’
- Confirm your delivery address
- Enter the passcode
- Your debit card will be delivered to your address within two weeks of the payment being completed successfully
The delivery of a debit card typically takes 7-10 working days, depending on the user’s communication address. The Paytm mobile application also allows you to track the status of your debit card delivery. In addition, every user receives a free virtual debit card after opening a savings account with Paytm Payments Bank.
How to Activate a Paytm Payments Bank Debit Card?
It is very simple to activate your Paytm Payments Bank Debit card; all you need to do is-
- Scan the QR code on the debit card
- Enter the passcode
- Check your debit card information
- Set your debit card’s PIN
- Your debit card will be activated!
Paytm Payments Bank is your next step toward a digital financial journey; explore the Paytm app to learn more!
Can I use an ATM to activate my debit card?
Yes, you can use an ATM to activate your debit card. Insert your debit card into the ATM, then enter your debit card number and the PIN provided by the bank. When you enter the PIN, you will be prompted to create a new PIN. After that, you can begin using your debit card.
Is it necessary for me to generate a new PIN for my new debit card?
Yes, a new PIN is required for your new debit card. Make sure to destroy your old debit card before using the new one, as the old one can be used for fraud.
Why am I not able to use my debit card online?
A declined debit card transaction can occur for a variety of reasons, including incorrect information entered, insufficient funds in the account, multiple incorrect PIN entries, the card may have expired, you may have reached the daily withdrawal limit, and so on. Please contact your bank if you require any additional information.
Is it necessary to activate a debit card immediately?
While there is no set time frame for activating a debit card, it is best to do so as soon as you receive it.